There are three types of lies, lies, damned lies and statistics. All that information should tell you is that stats lie, especially when it comes to QBs. There are plenty of reasons why Elway's numbers weren't great early in his career, including, they were a down field passing team unlike Young/Montana and SF, his RBs were HORRENDOUS and his WRs weren't much better. The leading rushers on his teams pre Davis were Sammy Winder (for 5 seasons, topped 800 once in his career), Dorsett, Bobby Humphrey, Gaston Green, Rod Bernstine and Leonard Russell. His leading WRs were Steve Watson, Mark Jackson, Vance Johnson and Michael Young. QB rating doesn't take into account his rushing ability. He also took 3 pretty mediocre teams to the Super Bowl (granted, they got smashed, but none were near Super Bowl quality teams).
All a comparison to Lomax and Krieg does is provide proof the stats lie to anyone who saw the three of them play regularly. QB Rating can't be used as the sole measure of quality. Take a gander at the all time QB Rating leaders. There are a load of average, some below average QBs and some downright poor QBs in the top 50.
<table><tbody><tr><td align="right">1.</td> <td>
Steve Young+ </td> <td align="right">96.8</td> <td align="right"> 1985-1999 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">2.</td> <td>
Peyton Manning (32)</td> <td align="right">94.7</td> <td align="right"> 1998-2008 </td> <td align="right">clt</td> </tr> <tr> <td align="right">
</td> <td>
Tony Romo (28)</td> <td align="right">94.7</td> <td align="right"> 2004-2008 </td> <td align="right">dal</td> </tr> <tr> <td align="right">4.</td> <td>
Kurt Warner (37)</td> <td align="right">93.8</td> <td align="right"> 1998-2008 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">5.</td> <td>
Tom Brady (31)</td> <td align="right">92.9</td> <td align="right"> 2000-2008 </td> <td align="right">nwe</td> </tr> <tr> <td align="right">
</td> <td>
Philip Rivers (27)</td> <td align="right">92.9</td> <td align="right"> 2004-2008 </td> <td align="right">sdg</td> </tr> <tr> <td align="right">7.</td> <td>
Joe Montana+ </td> <td align="right">92.3</td> <td align="right"> 1979-1994 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">8.</td> <td>
Chad Pennington (32)</td> <td align="right">90.6</td> <td align="right"> 2000-2008 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">9.</td> <td>
Drew Brees (29)</td> <td align="right">89.4</td> <td align="right"> 2001-2008 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">
</td> <td>
Ben Roethlisberger (26)</td> <td align="right">89.4</td> <td align="right"> 2004-2008 </td> <td align="right">pit</td> </tr> <tr> <td align="right">11.</td> <td>
Daunte Culpepper (31)</td> <td align="right">89.0</td> <td align="right"> 1999-2008 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">12.</td> <td>
Carson Palmer (29)</td> <td align="right">88.9</td> <td align="right"> 2004-2008 </td> <td align="right">cin</td> </tr> <tr> <td align="right">13.</td> <td>
Jeff Garcia (38)</td> <td align="right">87.5</td> <td align="right"> 1999-2008 </td> <td align="right">5TM</td> </tr> <tr> <td align="right">14.</td> <td>
Jay Cutler (25)</td> <td align="right">87.1</td> <td align="right"> 2006-2008 </td> <td align="right">den</td> </tr> <tr> <td align="right">15.</td> <td>
Otto Graham+ </td> <td align="right">86.6</td> <td align="right"> 1946-1955 </td> <td align="right">cle</td> </tr> <tr> <td align="right">16.</td> <td>
Dan Marino+ </td> <td align="right">86.4</td> <td align="right"> 1983-1999 </td> <td align="right">mia</td> </tr> <tr> <td align="right">17.</td> <td>
Trent Green (38)</td> <td align="right">86.0</td> <td align="right"> 1997-2008 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">18.</td> <td>
Donovan McNabb (32)</td> <td align="right">85.9</td> <td align="right"> 1999-2008 </td> <td align="right">phi</td> </tr> <tr> <td align="right">19.</td> <td>
Marc Bulger (31)</td> <td align="right">85.6</td> <td align="right"> 2002-2008 </td> <td align="right">ram</td> </tr> <tr> <td align="right">20.</td> <td>
David Garrard (30)</td> <td align="right">85.4</td> <td align="right"> 2002-2008 </td> <td align="right">jax</td> </tr> <tr> <td align="right">
</td> <td>
Brett Favre (39)</td> <td align="right">85.4</td> <td align="right"> 1991-2008 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">22.</td> <td>
Jake Delhomme (33)</td> <td align="right">85.1</td> <td align="right"> 1999-2008 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">23.</td> <td>
Rich Gannon </td> <td align="right">84.7</td> <td align="right"> 1987-2004 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">24.</td> <td>
Matt Hasselbeck (33)</td> <td align="right">84.5</td> <td align="right"> 1999-2008 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">25.</td> <td>
Jim Kelly+ </td> <td align="right">84.4</td> <td align="right"> 1986-1996 </td> <td align="right">buf</td> </tr> <tr> <td align="right">26.</td> <td>
Mark Brunell </td> <td align="right">84.2</td> <td align="right"> 1994-2006 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">27.</td> <td>
Roger Staubach+ </td> <td align="right">83.4</td> <td align="right"> 1969-1979 </td> <td align="right">dal</td> </tr> <tr> <td align="right">28.</td> <td>
Steve McNair </td> <td align="right">82.8</td> <td align="right"> 1995-2007 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">29.</td> <td>
Brian Griese (33)</td> <td align="right">82.7</td> <td align="right"> 1998-2008 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">
</td> <td>
Neil Lomax </td> <td align="right">82.7</td> <td align="right"> 1981-1988 </td> <td align="right">crd</td> </tr> <tr> <td align="right">31.</td> <td>
Len Dawson+ </td> <td align="right">82.6</td> <td align="right"> 1957-1975 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">
</td> <td>
Sonny Jurgensen+ </td> <td align="right">82.6</td> <td align="right"> 1957-1974 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">33.</td> <td>
Brad Johnson (40)</td> <td align="right">82.5</td> <td align="right"> 1994-2008 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">34.</td> <td>
Ken Anderson </td> <td align="right">81.9</td> <td align="right"> 1971-1986 </td> <td align="right">cin</td> </tr> <tr> <td align="right">35.</td> <td>
Neil O'Donnell </td> <td align="right">81.8</td> <td align="right"> 1991-2003 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">
</td> <td>
Bernie Kosar </td> <td align="right">81.8</td> <td align="right"> 1985-1996 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">37.</td> <td>
Danny White </td> <td align="right">81.7</td> <td align="right"> 1976-1988 </td> <td align="right">dal</td> </tr> <tr> <td align="right">38.</td> <td>
Troy Aikman+ </td> <td align="right">81.6</td> <td align="right"> 1989-2000 </td> <td align="right">dal</td> </tr> <tr> <td align="right">39.</td> <td>
Randall Cunningham </td> <td align="right">81.5</td> <td align="right"> 1985-2001 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">
</td> <td>
Dave Krieg </td> <td align="right">81.5</td> <td align="right"> 1980-1998 </td> <td align="right">6TM</td> </tr> <tr> <td align="right">41.</td> <td>
Boomer Esiason </td> <td align="right">81.1</td> <td align="right"> 1984-1997 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">42.</td> <td>
Warren Moon+ </td> <td align="right">80.9</td> <td align="right"> 1984-2000 </td> <td align="right">4TM</td> </tr> <tr> <td align="right">43.</td> <td>
Damon Huard (35)</td> <td align="right">80.6</td> <td align="right"> 1998-2008 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">44.</td> <td>
Jeff Hostetler </td> <td align="right">80.5</td> <td align="right"> 1985-1997 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">
</td> <td>
Bart Starr+ </td> <td align="right">80.5</td> <td align="right"> 1956-1971 </td> <td align="right">gnb</td> </tr> <tr> <td align="right">46.</td> <td>
Fran Tarkenton+ </td> <td align="right">80.4</td> <td align="right"> 1961-1978 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">
</td> <td>
Ken O'Brien </td> <td align="right">80.4</td> <td align="right"> 1984-1993 </td> <td align="right">2TM</td> </tr> <tr> <td align="right">
</td> <td>
Jeff George </td> <td align="right">80.4</td> <td align="right"> 1990-2001 </td> <td align="right">5TM</td> </tr> <tr> <td align="right">
</td> <td>
Jason Campbell (27)</td> <td align="right">80.4</td> <td align="right"> 2006-2008 </td> <td align="right">was</td> </tr> <tr> <td align="right">50.</td> <td>
Steve Beuerlein </td> <td align="right">80.3</td> <td align="right"> 1988-2003 </td> <td align="right">6TM</td> </tr> <tr> <td align="right">
</td> <td>
Byron Leftwich (28)</td> <td align="right">80.3</td> <td align="right"> 2003-2008 </td> <td align="right">3TM</td> </tr> <tr> <td align="right">52.</td> <td>
Dan Fouts+ </td> <td align="right">80.2</td> <td align="right"> 1973-1987 </td> <td align="right">sdg</td> </tr> <tr> <td align="right">53.</td> <td>
John Elway+ </td> <td align="right">79.9</td> <td align="right"> 1983-1998 </td> <td align="right">den</td></tr></tbody></table>
Is Elway overrated, maybe so if someone contends he is the best ever or maybe even top 3, but to rely on his statistics as the only measure of his quality is misplaced. 5 Super Bowls, no other QB has played in that many. He got the job done when it mattered repeatedly and brought Denver to levels of success beyond their offensive talent. Believe your eyes, don't believe the stats.
Most over rated IMO and that I have seen:
Baseball - Ryan, Ripken, Rodriguez (mainly b/c of his post season woes)
Football - Manning, Bettis, Marino, Favre, Franco Harris
Hoops - Malone, Ewing
Futbol - Beckham, by a mile