sell! sell! sell!

Seymour · Jan 8, 2008

I can't go all equities - it is just too painful mentally on the swings - I really only care about asset preservation - I don't need this money to grow but I want it to.

Seymour · Jan 8, 2008

eek. said:
Give your money to the poor and embrace Jesus.

I always give money to others - God helps those that help themselves and those that help others

Brooklynbomber · Jan 8, 2008

Seymour said:
The bonds are 35 day auction rate bonds that are resetting around 5% tax free and they are basically liquid - they're also AAA rated and insured - no one ever told me to buy and gold - I'm at a conservative private bank - I still work - I just don't want this money to disappear and I don't want it to be down for a real long time - 2 to 3 years of being down would wear on me mentally

do yourself a big favor and buy some gold bro....your private banker likely did not tell you because that is not what they are selling (not now anyways....they will though) - pull about 10% of your portfolio out on the next bounce in stocks, open up an online account at a discount brokerage, divide the amount of money you put in the account by 10 and on the same day every month buy equal amounts of GLD for the next 10 months(dollar cost average in to the sector)...you'll thank me in 5 years....commodites not for the weak at heart though, you'll get some wild swings. GL

Brooklynbomber · Jan 8, 2008

Seymour said:
I really only care about asset preservation - I don't need this money to grow but I want it to.

that is what I am talking about.....even if your stocks and bonds gain 8% a year on average....you are losing money because the dollar is devaluing by 10% - only way to negate that is to a) own stocks that out gain the dollar loss b) own gold c) both

eek. · Jan 8, 2008

Seymour said:
I can't go all equities - it is just too painful mentally on the swings - I really only care about asset preservation - I don't need this money to grow but I want it to.

That's what people did in the old days, and we got the depression, and we stayed in the depression.

The modern post WW2 system is designed to force you to make your money work, or stuff like inflation will erode its value.

Diversification is your only real defence.

Seymour · Jan 8, 2008

Eek, what is diversification? - I own real property - that's what I do - buy properties - but that's not an investment - that's what I do for a living.

Dawoofdaddy · Jan 8, 2008

Seymour said:
The bonds are 35 day auction rate bonds that are resetting around 5% tax free and they are basically liquid - they're also AAA rated and insured - no one ever told me to buy and gold - I'm at a conservative private bank - I still work - I just don't want this money to disappear and I don't want it to be down for a real long time - 2 to 3 years of being down would wear on me mentally

5% you are losing money and I wouldnt trust the AAA rating. We've seen the AAA rating going into the tank before.

Who is insuring these bonds? Have you considered the entity doing the insuring could be or get itself into financial trouble.

During great depression most 90+% munis completely defaulted and if people dont think that can and will happen again, you are fooling yourselves.

My best shorts the past year have been two mortgage insurance companies and a bond rating agency.

Seymour · Jan 8, 2008

I don't know who is the insurer - I will try to find out - but how am I losing money at 5% tax free?

eek. · Jan 8, 2008

You need to read up on it dude, but it basically means what you lose on the swings you gain on the roundabouts.

You diversify away from specific risk but you are still subject to systemic risk.

http://en.wikipedia.org/wiki/Systematic_risk

Gold looks good at the moment, like property which used to be a one-way bet kinda thing.

High quality property is still the biz as far as I'm concerned because at least you can live in it when things go tits

up.

But nothing is a sure bet.

1929 wiped out most people and then the government banned gold coins, just to fuck EVERYONE up...

You sound like you're better off than most.
As long as you don't take unnecessary risks you'll be fine.

Dawoofdaddy · Jan 8, 2008

Seymour said:
but how am I losing money at 5% tax free?

If this post comes across as being an asshole Im sorry but sometimes I really wonder if some of you guys in this thread understand inflation or at all even bother reading some of these posts about the money printing, the dollar, inflation, nominal and real returns.

Im going to defer this to jdog but he just covered this a few posts ago.

edit:

I really dont think there are many worse things you could be invested with than munis in this current environment.

tiznow · Jan 8, 2008

eek. said:
Give your money to the poor and embrace Jesus.

:lolBIG: i'm on the floor

eek. · Jan 8, 2008

If you were one of the worlds poor then you wouldn't have ANY of these worries.

Life can be so unfair.

Seymour · Jan 8, 2008

Dawoof, let me know what you think - the bank I'm at is pretty respected - Jorge Perez, Shaq, Larry Coker, etc., are clients.
______________________________________________________________
<TABLE class=MsoNormalTable style="mso-cellspacing: 1.5pt" cellPadding=0 border=0><TBODY><TR style="mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=5>Municipals <?xml:namespace prefix = o ns = "urn:schemas-microsoft-comfficeffice" /><o></o>
</TD></TR><TR style="mso-yfti-irow: 1"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">CARROLL CNTY KY POLLUTION CTL REV VAR KY UTILS CO PROJ SER C VAR RATE DTD 10/03/2002 DUE 10/01/2032 CALLABLE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 2"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">DETROIT MICH BLDG AUTH REV ARS PKG & ARENA SYS SER A VAR RATE DTD 10/22/1999 DUE 07/01/2029 PUTABLE CALLABLE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 3"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent"><?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com

ffice:smarttags" /><st1

lace w:st="on"><st1:City w:st="on">GREENVILLE</st1:City></st1

lace> HOSP SYS S C FACS REV ARS SER C VAR RATE DTD 05/01/2003 DUE 05/01/2033 PUTABLE CALLABLE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 4"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent"><st1:State w:st="on"><st1

lace w:st="on">INDIANA</st1

lace></st1:State> HEALTH FAC FING AUTH REV ARS ASCENSION HEALTH SER E 2 VAR RATE DTD 03/13/2003 DUE 11/15/2036 PUTABLE CALLABLE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 5"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent"><st1:City w:st="on">KALAMAZOO</st1:City> <st1:State w:st="on"><st1

lace w:st="on">MICH</st1

lace></st1:State> HOSP FIN AUTH HOSP FAC REV ARS REF BRONSON METHODIST B VAR RATE DTD 11/13/2003 DUE 05/15/2026 PUTABLE CALLABLE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 6"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent"><st1:City w:st="on"><st1

lace w:st="on">PHILADELPHIA</st1

lace></st1:City> PA SCH DIST VAR REF SUBSER B 7 VAR RATE DTD 06/29/2004 DUE 09/01/2021 PUTABLE CALLABLE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 7"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">SOUTH CAROLINA JOBS ECONOMIC DEV AUTH HOSP FACS REV ARS REF & IMPT ANDERSON MED A VAR RATE DTD 07/02/2003 DUE 02/01/2033 PUTABLE CALLABLE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 8"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=3>Total Municipals <o></o>
</TD></TR><TR style="mso-yfti-irow: 9"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=7>Fixed Income Mutual Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 10"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=6>Municipal Daily Accrual Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 11"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">GHYIX
GOLDMAN SACHS HIGH YIELD MUNICIPAL FUND CLASS I <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 12"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=2>Total Municipal Daily Accrual Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 13"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=3>Total Fixed Income Mutual Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 14"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=4>Total Fixed Income <o></o>
</TD></TR><TR style="mso-yfti-irow: 15"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=8>Equities <o></o>
</TD></TR><TR style="mso-yfti-irow: 16"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=7>Equity Mutual Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 17"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=6>Small Cap Equity Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 18"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">BGRFX
BARON GROWTH FUND <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 19"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">DFSCX
DFA <st1:country-region w:st="on"><st1

lace w:st="on">US</st1

lace></st1:country-region> MICRO CAP PORTFOLIO FUND FUND # 001 <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 20"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">DFSVX
DFA <st1:country-region w:st="on"><st1

lace w:st="on">U.S.</st1

lace></st1:country-region> SMALL CAP VALUE PORTFOLIO FUND #34 <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 21"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">NBFSX
NEUBERGER BERMAN FASCIANO FUND - INV <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 22"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">RYVPX
ROYCE VALUE PLUS SERVICE <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 23"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">RYPNX
ROYCE <st1

lace w:st="on">OPPORTUNITY</st1

lace> FUND - INV <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 24"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=2>Total Small Cap Equity Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 25"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=6>Mid Cap Equity Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 26"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">BRWIX
BRANDYWINE FUND INC <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 27"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">JMCVX
JANUS MID CAP VALUE FUND-INV <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 28"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">WTMCX
WESTCORE MID-CAP VALUE FUND <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 29"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">WTMGX
WESTCORE MIDCO GROWTH FUND <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 30"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=2>Total Mid Cap Equity Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 31"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=6>Large Cap Equity Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 32"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">DFLVX
DFA <st1:country-region w:st="on"><st1

lace w:st="on">U.S.</st1

lace></st1:country-region> LARGE CAP VALUE PORTFOLIO FUND #35 <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 33"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">HWCIX
HOTCHKIS AND WILEY CORE VALUE FUND CLASS I <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 34"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">JANSX
JANUS FUND <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 35"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">SSHFX
SOUND SHORE FUND <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 36"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">TTMEX
TURNER CORE GROWTH FUND CL -I #1311 <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 37"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=2>Total Large Cap Equity Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 38"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent" colSpan=6>International Equity Funds <o></o>
</TD></TR><TR style="mso-yfti-irow: 39"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">BIGIX
WILLIAM BLAIR INTERNATIONAL GROWTH FUND CLASS I #1747 <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 40"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">DFCEX
DFA EMERGING MARKETS CORE EQUITY FD #272 <o

></o

>
</TD></TR><TR style="mso-yfti-irow: 41"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">DISVX
DFA INTERNATIONAL SMALL CAP VALUE PORTFOLIO #66 <o

></o

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laceType> #45 <o

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JANUS OVERSEAS FUND <o

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MORGAN STANLEY INTERNATIONAL EQUITY PORTF FD CL A #63 <o

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</TD></TR><TR style="mso-yfti-irow: 45"><TD style="BORDER-RIGHT: #e0dfe3; PADDING-RIGHT: 0.75pt; BORDER-TOP: #e0dfe3; PADDING-LEFT: 0.75pt; PADDING-BOTTOM: 0.75pt; BORDER-LEFT: #e0dfe3; PADDING-TOP: 0.75pt; BORDER-BOTTOM: #e0dfe3; BACKGROUND-COLOR: transparent">MGEMX
MORGAN STANLEY EMERGING <st1

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lace> FD CL A #71 <o

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WESTCORE INTERNATIONAL FRONTIER FUND <o

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tiznow · Jan 8, 2008

tiznow · Jan 8, 2008

eek. said:
If you were one of the worlds poor then you wouldn't have ANY of these worries.

Life can be so unfair.

true but i'd have others

i'm not worrying about anything really....

i live like a king compared to the rest of the world i know that

Seymour · Jan 8, 2008

DAWOOFDADDY said:
If this post comes across as being an asshole Im sorry but sometimes I really wonder if some of you guys in this thread understand inflation or at all even bother reading some of these posts about the money printing, the dollar, inflation, nominal and real returns.

Im going to defer this to jdog but he just covered this a few posts ago.

edit:

I really dont think there are many worse things you could be invested with than munis in this current environment.

You don't understand - I know NOTHING of finances - nothing - I know what I know - I'm an attorney that got into buying property at forced sales after law school - I bought dirt cheap before the real estate boom in Miami - that's what I know - but I'm aware that I know nothing of financial world - my friend, whom I trust works at the bank I'm at - so I am comfortable - he also posts here once in a while

Romanowski · Jan 8, 2008

berkshire hathaway opened a bond insurer

http://biz.yahoo.com/ap/071228/berkshire_hathaway_insurance.html?.v=10

http://biz.yahoo.com/ap/071228/berkshire_hathaway_insurance.html?.v=10

http://www.bloomberg.com/apps/news?pid=20602007&sid=aK8pkeyevKYQ&refer=rates

kills or helps his competition?

tiznow · Jan 8, 2008

Seymour said:
You don't understand - I know NOTHING of finances - nothing - I know what I know - I'm an attorney that got into buying property at forced sales after law school - I bought dirt cheap before the real estate boom in Miami - that's what I know - but I'm aware that I know nothing of financial world - my friend, whom I trust works at the bank I'm at - so I am comfortable - he also posts here once in a while

we are heading for a recession probably a nasty one

RE is gonna continue to get killed

end of lesson

Seymour · Jan 8, 2008

Romanowski said:
berkshire hathaway opened a bond insurer

http://biz.yahoo.com/ap/071228/berkshire_hathaway_insurance.html?.v=10

http://biz.yahoo.com/ap/071228/berkshire_hathaway_insurance.html?.v=10

http://www.bloomberg.com/apps/news?pid=20602007&sid=aK8pkeyevKYQ&refer=rates

kills or helps his competition?

Is this good or bad?

eek. · Jan 8, 2008

What we really need to put things into their proper perspective is another war, a really big one.

JoeC and his neocon buddies might be able to help us on this one.
:toast: