I respect you a lot. Didn't know much about you, but agree with most everything you have said in this thread. Actually, I could have written many of your posts myself, they are so exactly like what I would have posted. I've got a friend in Phoenix, and next time I visit, we'll have to meet up for dinner or a beer or something.
But regarding this issue, the Bible is clear. He who has the Son has life, he who does not have the Son does not have life and is dead in sin, damned to hell, and an enemy to God. Romans 9 speaks to this well, and you might be pissed for a long time after reading it. I have a ton of questions about the Bible, even though I believe. But like you said before, we weren't meant to understand much on this earth. We walk by faith, not by sight. We see dimly, and it's just a glimpse of God.
One thing that gives me peace is to know that God defines justice and morality. It isn't that justice and morality exist on their own as properties, and God happens to line up and be just and righteous. So we can trust that the author of morality with the job of being a just judge. I don't understand the concept of eternal torment. I don't believe it's fire, like an earthly flame that burns. God is not a torturer. But the Bible is clear that anyone apart from Christ will spend eternity in a Christless place of conscious regret. Something about that concept doesn't quite jive all the time, but who can I trust? Myself and my sense of fairness and justice? Or the God of the universe? Who is the better judge?
Some things we just have to let God be God. Nobody can oppose God and win, even if they think that their rebellion is right and God is wrong. One of my brothers feels exactly this way, and I really doubt he is gonna repent, even though he knows that he's gonna lose in the end. He is adamant about this own righteousness and God is in the wrong to him.
Not to say in any way that that is your heart. Just saying that the only revelation we have is the Bible, and it's crystal clear. There are no innocent people. Every man is guilty and will be found guilty of their sin when they die. Those with Christ get a pardon. Our sin is burned up and replaced with the righteousness of Christ, freely given to believers by faith alone.