@kidman: You don't have a 70% chance of improving your hand:
Out of the 52 in a deck (not accounting for the 2 cards in your hand):
You have 16 cards with a ten value left, that have you instantly lose your hand because you bust
You have another 16 cards in the deck (2,3,4,A) that don't improve your hand at all since any hand value below 16 is technically as bad as 12 (and like the article earlier in the thread stated, the dealer busts only 35% of the time when showing a 2)...
So you have a total of 32 cards that don't improve your hand at all, while you double your risk on said single hand. You instantly lose on 16 of 52 cards and on another 16 you have to hope for the dealer to bust...it's getting too complicated for me to explain your exact chances, but your 70% probability of improving the hand are way off....