What are some things you guys do the save money ?

[NorthernStar]

What's the deal with solar panels? Many commercials in Vegas but not sure of the initial investment and longetivity. Anyone with solar panels?

Solar is a great way to cut your tax bill.....god knows the government will waste your money.

Markets will vary mostly with the amount they will produce, rules with the utility, price you pay for electricity and if there are any other incentives from the utility company or state.

Panels have a 25 year warranty and will produce 80% in year 25 that they did in year 1. There is an inverter that inverts it from direct current to alternating current. I like Solar Edge (great product and I bought their stock at $10 and it is at $50 now).

A 1 kW system in Minnesota would produce about 1,200 kWh a year. Same system in Las Vegas will produce about 1,700 kWh a year. Average home in Minnesota uses about 8,000 kWh a year. So you need about a 6.5 kW system to produce all your power. Costs about $20,000. The 30% federal tax credit is $6,000 bringing the cost down to $14,000.

That $14,000 is made up from electric saving, (some of our utility companies have rebates maybe around $5,000), some states have tax credits like Iowa.

That system in Las Vegas would produce 6.5 x 1,700 = 11,000 kWh times the rate you are paying for electricity. Would get you an idea of the payback.

Electricity is also going up much faster than the rate of inflation and that wont be changing anytime soon.

Had a guy that was very sharp buy solar getting ready for retirement. He looked at it as his overall expenses would be lower. He would need to take $140 out of retirement to have $100 after taxes to pay his $100 electric bill.

A

 

[Doug]

Bring liquor with me when I go out.

Put it vodka or clear rum in a water bottle when dieting.

put a couple beers in wifeys purse at some venues/ sport bar type places.

i also lie about kids ages if it saves me dough.

Diet vodka ?

 

[Bozzie]

Cut my hair
Work on my car
rarely eat out
buy coconuts by the case
grow my own food/medicine

Nice...growing you're own food is rad.

 

[Doug]

Northern star : yes solar would be great, just wouldn't work for me, my house gets no sunlight, I'm surrounded by gigantic trees, can't even grow a houseplant here, no need whatsoever for A/C, it's always cloudy and dreary in southern Connecticut, rains about 3 days a week, 10 inches more annual rainfall here than Seattle ! It would be nice to not pay Eversource anymore, electricity here is amount the highest in the nation, nearly 25 cents per kwh, figuring it by taking bill amount divided by kwh used, it gets too complicated for me supply, delivery, misc bs charges itemized, just bill over usage =cost , for me !

I'd definitely do it in a place like Vegas, LA, SD, Phoenix, etc.

 

[Doug]

Cut my hair
Work on my car
rarely eat out
buy coconuts by the case
grow my own food/medicine

Shub:
I cut my own hair, just shave it off every 4 weeks or so, I don't need a barber for that, can't fuck it up, like mowing a lawn, can't really do it wrong. You can certainly fuck up something like a paint job, but not a lawn or buzzcut.

I couldn't care less if I went bald, I hate hair !

I don't often eat at restaurants either, main reasons are they give you too much food, that's why Americans are so fat ! Also, you don't know how sanitary the kitchen is

Now you really throw me a curve with the coconuts. I have a hard enough time with a pineapple, how do you even open a coconut ?

Buy them by the case ...SMH
How many in a case ?

 

[Bozzie]

Shub:
I cut my own hair, just shave it off every 4 weeks or so, I don't need a barber for that, can't fuck it up, like mowing a lawn, can't really do it wrong. You can certainly fuck up something like a paint job, but not a lawn or buzzcut.

I couldn't care less if I went bald, I hate hair !

I don't often eat at restaurants either, main reasons are they give you too much food, that's why Americans are so fat ! Also, you don't know how sanitary the kitchen is

Now you really throw me a curve with the coconuts. I have a hard enough time with a pineapple, how do you even open a coconut ?

Buy them by the case ...SMH
How many in a case ?

If I was buying coconuts by the case I'd need decent rum too.. it would be a loss for me

 

[Doug]

I will tell my kids before hand how “old” they are before we go to certain places or restaurants.

Aint nothing wrong with that

It's the American way, Tommy you are 11 today, I'm 65 when I go to ShopRite. We all report all our income too, and Santa Claus and the Tooth fairy are real, Scientologists aren't kooks either !

 

[Knightrofins]

It's the American way, Tommy you are 11 today, I'm 65 when I go to ShopRite. We all report all our income too, and Santa Claus and the Tooth fairy are real, Scientologists aren't kooks either !

As I tell my kids “we can do more cool things when daddy can save $$”

they’re down!!

 

[TrackGabe]

I pay $15 a mo for my cell phone and $20 a month for 8000 channel cable.

 

[5teamparlay]

Cheat on my taxes

 

[PhilShiffley]

Buy cleaning products at Dollar Tree. Shop sales, especially on food. It's sick how much you can save. Boneless skinless chicken breasts are .99 cent a lb here this week. Always buy the max amount allowed usually 5-10 lbs.

 

[halekulani]

dont buy bottled water
just bring my water bottle with me to work, fill up at the cooler
airports also have water dispensers too so no need to pay 5 bucks for a fuckin smart water either

 

[Kev]

Use both sides of toilet paper.

Turn underwear inside out to get 2 uses prior to wash.

Haven't figured out how to use ziploc inside out yet?

Get rid of your wife. She's a 75% tax.

 

[Doug]

How the fuck do you use both sides of TP ?

 

[5teamparlay]

Family of 4

The local Publix and Winn Dixie he BOGO offers that are begging you to save money. Pleading. Okay, not that far. But they are setting out the offers you need to sweep in and grab up. I go along the outside and grab the crap we always use peanut butter, hot dogs, school lunch items etc ONLY when they are on BOGO- or I’ll buy a very small amount and wait.