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I don't think this has been true, since the 70's and the advent of IRA's and 401K's. The Gov't was telling you, we'll supplement your retirement, with SS, but you better have something else for the bulk of what you'll need. IRA, Pension, 401K, then The Roth IRA, The Coming or already in place MyIra. The Gov't has been begging people to save for their future, that the Gov't benefit isn't the primary source, just a fallback. If people aren't listening, and stilt depend on SS for the entirety of their retirement, that's not the Gov't fault.

If the gov't did a good job of sending signals to people that they need to save, then we wouldn't have runaway deficits related to entitlements for older people at the federal level.
 

Conservatives, Patriots & Huskies return to glory
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The SS return is bad (and about to get A LOT worse) but you really think people in 1981 after 2 flat decades of market returns wanted privatization? Of course not. They wanted the government to pay for a portion of their retirement. Now that we got a huge bull run over '82 to '16, of course everyone is all about "Oh if we invested it, we would've done way better." After the 60's and 70's this tune was not being sung tho.

SS was just a terrible idea that needs reform but it has became a 3rd rail issue. Rubio/Cruz tried to talk about it, but when Trump is saying we're not touching it then there isn't much you can do.

just another example of people being uninformed, and how one party profits from keeping it that way
 

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As far as interest rates go, the compression of interest rates has beefed up the value of existing homes. Lower interest rate = higher cost of house.

This benefits the existing homeowners and screws people who are coming into the workforce and trying to enter the middle class (as well as rampant NIMBYism and zoning laws)

That is what I meant by that. It isn't an example of fiscal policy, but it is an example of monetary policy that benefits a segment of the population while making it harder for another segment to be upwardly mobile.
 

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just another example of people being uninformed, and how one party profits from keeping it that way

Yeah, it is tough but reforms will be needed. 20 million people are gonna enter medicare in the next 10 years.

Someone in a lab better find some cures fast.

I think for people born in 2000 and later, the avg return on SS is 0% going forward.
 

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Yeah, it is tough but reforms will be needed. 20 million people are gonna enter medicare in the next 10 years.

Someone in a lab better find some cures fast.

I think for people born in 2000 and later, the avg return on SS is 0% going forward.

unfunded and unrecorded pension and healthcare liabilities dwarf our recorded deficit

we've sustained it so far using a pyramid scheme, but that requires both a growing (working) population and a growing economy, both of which are plateauing

I think we're on the same page
 

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The point I am trying to make is that it is easy for many older people to be against modern Dem-style socialism, but a lot of them certainly had no problem with the rampant entitlements that started in the 60's and 70's which help fuel a lot of the problems we're having today (in terms of state tuition, taxes younger people are paying to support these programs, etc)

The Billy Joel phrase "We didn't start the fire" certainly comes to mind for millennials, those that know who he is atleast.
 

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Imagine for a second that I had a review like that ......how many threads would have been created about it....30, 40????

stop judging others when it's clear you are not as perfect as you think. And stop taking your trolling shots and running like the coward you are.

Do they give google reviews in Poker Millionaire Independently Wealthy So I Quit My Job Loser World?
 

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Do they give google reviews in Poker Millionaire Independently Wealthy So I Quit My Job Loser World?

Sometimes you gotta take a chance. Can always get a job.....worked since I was 15....so never a problem going back. Sometimes you get burned out what you're doing. Turns out.... Best decision I ever made.....and many that decision has helped....would agree.

Is being an ex hockey goon with PCS a better way to live?

How do my knuckles taste?
 

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So basically you become a Republican when you are an old white man? Ya, good luck winning elections.

How bout the bigger of a loser you are the more likely you are to be a Dem and stay a Dem. Just how I see things I guess.
 

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How bout the bigger of a loser you are the more likely you are to be a Dem and stay a Dem. Just how I see things I guess.

Have you looked at the list of loser republicans at this site alone?
 

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Wasnt a goon...fought to kick ass of little bitches like you and Guesser who ran their mouth or wanted to try me.

Of course you wouldnt know what it means to get a full athletic scholarship to a D1 hockey powerhouse and have a National Championship ring. Guess you need to hang your hat on something like fetching coffee and baking cookies for some state Rep....lol.
 

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Was great they were able to take 15% of my athletic scholarship and let someone else not on a full ride take it when I got my academic scholarship.
 

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Too bad for you

Gas man > vitterd

All aspects of life.
 

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Gas Man, what if one day you finish up eating dinner and then look out the window and a Prius C just comes roaring into your neighborhood going like 40 miles an hour.

You're gonna know you talked too much shit to The Guesser.
 

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Wasnt a goon...fought to kick ass of little bitches like you and Guesser who ran their mouth or wanted to try me.

Of course you wouldnt know what it means to get a full athletic scholarship to a D1 hockey powerhouse and have a National Championship ring. Guess you need to hang your hat on something like fetching coffee and baking cookies for some state Rep....lol.

Nah, instead I worked and used loans which I payed off.....to get thru school.

Fetching coffee never happened but after graduating and working, while getting my masters, I started out low level like most do. But it wasn't long before I was at the top at a young age. Helping less fortunate all the way thru. Which is why I won't speak in mocking terms about those who "fetch coffee"......it's those people who start at the bottom and rise who are the most generous when they achieve success. They understand what it's like to work all the way up. One day you might understand but I doubt it.

But im sure your national championship will help the next generation with something.
 
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Nah, instead I worked and used loans which I payed off.....to get thru school.

Fetching coffee never happened but after graduating and working, while getting my masters, I started out low level like most do. But it wasn't long before I was at the top at a young age. Helping less fortunate all the way thru. Which is why I won't speak in mocking terms about those who "fetch coffee"......it's those people who start at the bottom and rise who are the most generous when they achieve success. They understand what it's like to work all the way up. One day you might understand but I doubt it.

But im sure your national championship will help the next generation with something.

You sound like one hell of a guy. Imagine the additional good you could do if you could kick the 12 hour a day rx battles. A lot of free time to donate. Maybe even run for office.
 

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Don't you think it's more valuable to give all of yourself rather than your half-assed attention while multi-tasking?

It might be.....thanks for the advice....I will consider it. But if you ask the people in my life.....I think they are happy with how much of myself I give.
 

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