if I ban him, I probably won't get my $50
Nonsense, he will be dust to dust before you see a $0.25, even if by some miraculous reason Alzheimer is not used conveniently to avoid his debt, he might stroke in his sleep. Id say better to send those $50 in advance to a trustworthy 3rd party like Everfresh, no way he will spend it on crack and Dominican blowjobs.