TOW, that is one of the worst posts I have ever seen. To cause forum members to lose money on a stampede founded on 1 overhyped late pay. Last time I checked it is negative to pull funds out of a book, when you have already used your free withdrawal, and pay an extra 4%. So now, you have 96% of your funds instead of 100%. For no reason. That is negative. Do not ever tell me if it is raining...OF