Nice Work avoiding the Dysfunctional Squads in games which on paper (and even past that, per sheer Common Sense) they should have been more competitive in. And would have were they not Teams that are Intrinsically Weak.
We've all known (or know at present) guys to whom we would not Loan money because getting repaid would involve a major hassle after which we'd not be repaid because they have problems of Character.
Certain teams appear to be the same as such guys. Detroit, Houston, New Orleans. A couple of Other Teams are very suspect in this regard as well. Just simply cannot Trust them to perform as they should because they are Intrinsically Weak.