Let me break this down for you.......
LOVE---the divorce rate in this country is ridiculous. Most people dont make it. The people that do go through a lot. A very wise marriage counseler once said to me, if you are happy in your relationship 60% of the time, its a great marriage. So chances are even if you and your significant other love each other tremendously, you wont make it. It takes a hell of a lot more than love to make a relationship work. It takes constant communication, respect, honesty, just to name a few for example. It takes how you work through things in the bad times. It takes working through your issues. Everyone has them and it stems from the ages of 0-5 years. It stems from your family of origin. Bottom line it takes A LOT of HARD WORK.
SEX---While this is important to men, its just not as important to women. Not saying it isnt important, just definitely not as important. If you base your relationship on sex, lust, it will be doomed. Believe it or not most of the time, this stuff fades away slowly.
Actually I would probably choose the girl with money. If things are close to being equal in other areas, money is the way to go. Why not secure your life and future? Especially when the odds are against success anyway?