Units gets kind of confusing to track/project. And you have the whole issue of do you use "to win" on faves and "risk" on dogs. Cause if you use to win on faves and someone picks all high juice, they are essentially starting with a higher bankroll than someone who picks the dog side of some lines. If you risk X units on every play then you get into all this fractional shit. Obviously trackable but kind of confusing IMO.
For simplicity sake I'm leaning towards just laying out all the posted win totals, everyone picks 5 teams, sum of posted win total for your "team" cannot exceed 41. Most wins wins. This rewards the excess; if you pick the bears over and they win 10 games, that is a huge score for you. I understand what Willie is saying, but I like the idea of getting rewarded extra if your team overperforms to that extent. It also introduces some additional strategy, as the max score you can get from the patriots is +3.5 whereas your goldmines will come from the low total teams who severely overperform.
We could set up a playoff thing for a tiebreaker, if there are ties those people advance to the playoff tiebreaker.