Good to see you and the J2FI back in operation, Professor. I forget, does your pal chalky play mostly NCAAFB or NFL? My <player> experiment earlier in the season was terminated when I realized he just plays way too many games - ie. the same point you mentioned above about bankroll exposure. And time needed to weed them down to a reasonable number of plays just made it not worth the effort. So, lesson 1 learned at the J2FI - <candidate> selection is of primary importance (and harder than it looks). GL this season.