Steve, can you please post your reason or reaqsons as to why it rook from 6:30 to 11:30 for you to cancel the bet. Why could you not have personally gone to the office to cancel the bets yourself? I am willing to give you the benefit of the doubt if there is a solid reason, but to date I've yet to see a plausible reason as to why you waited that long. The idea that you couldn't get ahold of Revere is meaningless to me. No need to speak with him. You have control of your own wagering system. No need to speak with him to cancel it. So to sum it up, just please give your best explanation as to why it was impossible or impracticable for you to cancel the wager earlier. I'm not trying to beat up on your here, just trying to understand the situation and help you make your best case. Thanks.