First and goal at the two down 21-17. Run the ball four times? Nah of course not. Let's go playaction and get an offensive PI then sacked and turn a first and goal at the two into a 51 yard fg miss. Fourth and four at Toledo 45 punt? Nah why punt, go for it and then let Toledo go down the field thru u like butter. Td need a two pt for the cover? Wanna be clutch? Nah of course not. Great coaching also wasting two timeouts in the third quarter. One first down by Toledo burns last 3 min of clock basically