50 points is too big a spread to be useful. Most people will be between low 600s and low 700s. A 50 point jump in that range is monumental, at the right spots it could add 1.5% to your mortgage rate so I think this isn't really that useful a tool. Still it is good for those that don't know what makes up your credit score so you can make efforts here and there to improve a score so you can refinance for a better loan rate or buy the car at a reasonable rate if you didn't get the premium rate to start with.
jeffksu said:770 to 820....that' what you get for being a old fu*k without anything....i think i'll go out and buy alot of sh*t just to fu*k that score right up.....new cars, plasma tv's, homes i can't afford.....you know just the stupid sh*t people do to ruin their credit and their lives.....get in debt up to fu*kkin eyeballs.....have a good day without anything...jeffksu
LOL jeff..no way man your almost as good as me wit hthe credit rating
