Check scammed - what happen to me here?

[Seymour]

On Friday I logged into my account as Chase and I noticed I was short about 20K - I went through the transactions and found the check below for $18,600 to Raynell Tirado - I didnt write the check - I dont even have check numbers that go that high yet - my highest future check is 3101 - and the handwriting is not mine - however, the signature looks like mine - after an hour at the bank and the fraud department I got home and was looking at the check - if you look at the $18,600 it is obvious that the 18 was added before the $600 and the $600 looks like my writing - so I did a search for checks that I have written for exactly $600 in the last two years - there happens to be only one - it is attached below - the signature from the $600 check is the exact same and as the new check (not similar but an exact copy) - it was copied somehow to the new check - I wrote the check to cash but I know the guy that I wrote it to - I have spoken to him - he's claiming he has no clue what happened - he says he has a check processing machine at his office and says that is how he deposited it - and claims he "should" have the actual check at his office in a file somewhere - what happened and is this guy involved?

 

[brendanjack]

Banks have cameras and it’s not like you can walk in and cash a check for that amount without notice.

 

[Seymour]

Banks have cameras and it’s not like you can walk in and cash a check for that amount without notice.

The $18600 check was not cashed - it was deposited - on Friday they did not know into what bank it went - the girl at the bank said she that it looked like a phone pic deposit - regardless, they have a scam and I want to know how they do it and whether or not the guy I gave the $600 check to is involved

 

[festeringZit]

How did he have room to write the words "eighteen thousand" out on the check?

 

[Seymour]

How did he have room to write the words "eighteen thousand" out on the check?

They somehow ordered new checks for me or made them - so there would be room

Zit, you're of no use here - I need someone that is involved in check scamming and that knows the in and outs - in two secs they can tell me how this was done

 

[busterhyman]

They somehow ordered new checks for me or made them - so there would be room

Zit, you're of no use here - I need someone that is involved in check scamming and that knows the in and outs - in two secs they can tell me how this was done

scammer metro.. is your man

 

[CoolBreeze22]

I guess anything's possible but logic would certainly tell you he's involved 99% of the time.

 

[Seymour]

I guess anything's possible but logic would certainly tell you he's involved 99% of the time.

That's the problem - I'm somewhat friends with him

 

[CoolBreeze22]

Plus your friend knows your lifestyle. I'd assume your average run of the mill criminal that doesn't know you personally wouldn't aim for an amount so high thinking the check would bounce. IMO

 

[brendanjack]

You’ll get resolution here for sure

 

[SgtLanquel]

RxForum has possibly degraded enough in past five years that there just *might* be an expert in cyberbanking crimes who will read the OP...but they will also likely keep their secrets close to the vest

 

[michael777]

Some Lib got you Seymour,sorry my friend

 

[Willie99]

Call the police, and they may call in the FBI "if warranted"

Obviously, if it was deposited, you still have an audit trail

 

[Willie99]

I assume your bank is cooperating and investigating. I'm pretty sure your bank gets your money back from the bank that accepted the check and the bank that accepted the check pursues their customer

 

[CoolBreeze22]

The bank where the $$ was deposited, wouldn't they put a 7-10 day hold on the $$ before the customer could even access the $$ for that large an amount?

 

[bigbet1234]

This isn’t his first check scam. A lot of copy/scanning. It’s apparent he knew something about your finances. He did not want it to bounce. Apparently he’s not a friend. I trust very few people, just the world we live in.

 

[Seymour]

I assume your bank is cooperating and investigating. I'm pretty sure your bank gets your money back from the bank that accepted the check and the bank that accepted the check pursues their customer

that’s what I figured - I know I’m getting the money back eventually - but I want to know if it is random and the check was deposited into a non chase account - the other bank is unlikely to tell me anything

 

[Seymour]

RxForum has possibly degraded enough in past five years that there just *might* be an expert in cyberbanking crimes who will read the OP...but they will also likely keep their secrets close to the vest

I figured this would be a great place to ask - basically anonymous forum - gamblers - lots of liberal low life’s

 

[skoda]

The $18600 check was not cashed - it was deposited - on Friday they did not know into what bank it went - the girl at the bank said she that it looked like a phone pic deposit - regardless, they have a scam and I want to know how they do it and whether or not the guy I gave the $600 check to is involved

I would think there is a deposit stamp on the back of the check where it was deposited and if it was put into an account. you have a name. There is a trail... sounds like you'll get it back and person involved will have a felony charge. Outside the U.S. could be a problem but your bank, Chase should repay you.

 

[SgtLanquel]

I figured this would be a great place to ask - basically anonymous forum - gamblers - lots of liberal low life’s

We do tend to congregate