And you argue one side and then contradict yourself by taking the other side. And you are a mooch that refuses to let a car dealership make one cent but in fact thinks he is such a big shot he demands that they lose money on his own make beleive terms. I feel sorry for you big shot. Life is too short.
Refuse to let a car dealer make money? Ha! No, they make money, I just refuse to let them take me to the fucking cleaners! Don't blame me if they lose money, blame it on the sales quotas set in place. Sure, they may lose money on a few cars they sell, but it ain't my fault...they make it up on impulse buyers and the average person with shitty credit and poor negotiating skills. You and I both know that! Let's agree to that and leave it be...
matty if that's the case then you've got it made why such a ball buster?.. I mean of course do you homework and put ya best forward but for a guy with so much other important great stuff going on I think you can afford to cut car salesman joe a lil slack, not for the so much as you have way bigger to fish fry dude
I don't beat them down dude. I don't haggle their brains out. They make some money. But, you think you keep roughly perfect credit with letting someone do it to you? I just hate shady people, so my business goes to those who are fair and honest. If I lose a couple hundred dollars so be it, but I'm sure not gonna pay $3k or so more just because I've got "bigger fish to fry".
and for the record for boss, I didn't start in on this conversation saying leases were bad, in fact, I don't recall saying they were completely bad, I started in on This conversation when boss said .9% financing cost someone $7k over 5 years, and I stick to my original
statement, that's complete bullshit!! And all his math since has followed down the same path...now I do have to run because I do have bigger fish to fry and that's going to talk to the PM about my new house being built falling way behind schedule for no reason but lazy and uncaring workers. I guess I'm gonna be railed for doing that by boss also...all good, carry on...
I tell you what , i said all along if you have good credit leasing is a good way to go. You say it isnt but all of the sudden because of your supreme negotiating skills it works out quite well for you .You contradict yourself and then you want to leave it be ? You probably think you are better than people too. My wife this my credit score that. Like i said i hope whatever business you are in people decide to not pay you what anything is worth. You should work for free and see how it is. Leave it at that !
I never said leasing is bad, it's just not the route I chose to take, and a lot do get screwed by leasing. I don't have a wife dude, but I do put her before me anyways, along with others. I think I'm better than no one, and I never will. I do more for folks and animals than anyone I know, and I'll continue to do so...
All good man. Everytime I see your name I can't help but to say, "cruising the metro on premium petro!" Lol
It's actually DMX and Lil' Kim to me, and it was a joke that I've used here before that I knew ML dog and HC would get. But, you keep on with insulting everybody since it obviously makes you feel better about yourself. And you wanna talk about miserable, how about pathetic...let me guess, you're gonna troll me in every thread I post in now?
im far from miserable. Just happen to be a country boy that can survive...
Not trolling just thought that was real telling about you but if it is a joke carry on. A guy who sells cars is just like anybody else, just trying to make a living. You call me shady cuz i sold cars and i am disrepecting everybody? And hypocrite you saying one thing yet do another. I wasted enough time on you hypocrite
No, I called you shady because you say things add up to a certain amount when in fact they add up to way more. I call you shady because you say an advertised deal is good, but it is open for negotiation. Call
me a hypocrit all you want, but the writing is on the wall. You never have responded how a 60 month loan cost $7k at .9% or how a lease can be negotiated. I'm not the first here I've seen call you shady and full of shit, but whatever. Keep trolling me, it's all good...
No, I never did. I said your numbers were complete bullshit, and they are, and it's been proven by more than me in this thread!
you call yourself the expert because you've "sold thousands of cars" yet your numbers and finance rates are way wrong and off base, and then call people you labeled as "our supposed experts" as morons, dumbasses, dumb, and can't fix stupid, yet you're the one posting the wrong info. That's the definition of shady! Then, you tell me I insult you because I'm wrong, yet you're the one that's doing all the name calling...we get it! You obviously don't...
Ad yep, I said leases are bad for most people because...
1) they get lured in to a low monthly payment on a car they couldn't afford otherwise
2) they put a sizable down payment on a car they will most likely never own
3) if they do decide to buy, it will be at a high interest rate
4) the limited mileage. They end up racking up the miles and owe thousands at lease end, and that low payment just went out the shitter along with that size able down payment...
so, tell me again why leasing is good for me when I can get 0% financing for 36 months, or .9% for 60 and pay a whopping $461 in interest, or was it $7k? Lol not to mention the extra $500-1k rebate for financing with no fee or penalty for early payoff. On a $20k car like we've been referring to, that's an extra 2.5-5% savings just for the load. Pretty damn good if you asked me...
1) they get lured in to a low monthly payment on a car they couldn't afford otherwise
2) they put a sizable down payment on a car they will most likely never own
3) if they do decide to buy, it will be at a high interest rate
4) the limited mileage. They end up racking up the miles and owe thousands at lease end, and that low payment just went out the shitter along with that size able down payment...
so, tell me again why leasing is good for me when I can get 0% financing for 36 months, or .9% for 60 and pay a whopping $461 in interest, or was it $7k? Lol not to mention the extra $500-1k rebate for financing with no fee or penalty for early payoff. On a $20k car like we've been referring to, that's an extra 2.5-5% savings just for the load. Pretty damn good if you asked me...
My numbers were based off 20 dollars per thousand. Rounded up. Most people dont walk in to buy an economy car with 800 credit scores. I never said leasing was for everybody and also said it takes a 710 or above credit score.
And as far as calling people dumb and morons,
1. Justin cruise says the finance guy is pushing me into a lease which is completely ass backwards
2. Cloverleaf tells me leasing is bad becaise his family is in the business and doesnt even know you can buy your lease out in the end
And as fat as you and your numbers go even when i quote the national advertised lease to a t you question me. Also you are so full of shit that you negotiate your residual. The price is the price whether you lease or purchase big shot negotiatior and the residual is a percentage of what is left after the lease term. The price and the residual are not negotiated seperatly. So you mr. Smart guy are the one who is full of shit
No, I didn't question your "national advertised price". I said I don't care what it says because the selling price can be negotiated in a lease, and that's what I do, and anyone with any lick of sense does.
And even at $20 per $1k loaned on $20k for 60 months is still
only $24k, so even using that example you're still wrong. Imagine that.
You started with $20k financed at .9% was $450/month at 60 months, which is $27k. I couldn't help but call bullshit, considering its $20461, almost a $6500 difference, or over 14x like I said. You can't prove me wrong on that and you know it. Now go on and post some atrocious numbers so you can have the last say so...
And even at $20 per $1k loaned on $20k for 60 months is still
only $24k, so even using that example you're still wrong. Imagine that.
You started with $20k financed at .9% was $450/month at 60 months, which is $27k. I couldn't help but call bullshit, considering its $20461, almost a $6500 difference, or over 14x like I said. You can't prove me wrong on that and you know it. Now go on and post some atrocious numbers so you can have the last say so...
