I agree Dante about not using credit cards, but, I suppose the subject about Neteller just depends on the player and how often, and how many places he transfers money back and forth, which could add up after a while. Also, how they originally transfer money to fund thier Neteller account. You can send it free, but wait a few days, or you can send it instantly and pay the high percentage. Me, I do not use Neteller anymore simply because of their rates. Its not the fact that I cant afford it really, its just the whole idea behind it. There are other methods out there that wont cost you a dime, even Western Union for goodness sake's is covered by just about every book if you send a certain amount. I just think that since Paypal was free, and they bailed out on us, Neteller knew we needed them at the time, and took advantage of this, and still does. I guarantee you if people would start using other, newer methods of tranfering their funds, Neteller would come off of their ridiculous rates.