Well -I sympathize with you Barman. It was a the fault of E-Bay that created this shit. Their stupid new policy says if you are dealing with a CC to your account there will be a fee involved. I believe it started with E-bayers getting shafted by bogus CC payments. So PayPal says OK if your an E-bayer or deal in CC payments you will need insurance so we will charge a fee. Premier accounts are the only accounts that can do CC transactions. Acceeding to a payment by CC automatically vaults you into the "Sure - instead of you -PayPal- I will accept an exorbitant unecessary fee so I can pay for your fucking insurance liabilities." which is in the fine print somewhere so we never saw it coming. It automaticly defaults you to a Premier account status. The policy has been going on since last July. I am in this little club contest with about 10 other bettors that we play for $5 per week. So I finally noticed when I reviewed my payments received that at the end of the month instead of say - getting $25.00 Id get $23.97.
They took $4.32 out of Scott's payment which may or may not have been CC or Personal account funds. It didnt matter. When your in Premier account status it takes a fee AS IF its a CC payment and theres always a toll fee. On all forms of payment. So I called PayPal and said WTF and they explained the whole thing. I was in an automatic "Premier" account status now because somebody sent me a CC payment and I clicked "accept" instead of "deny" not realizing what that would do to my account status. Thats how you know it's a CC. it asks you - accept or deny? If the money is sent from PayPal account funds or from a checking account it just goes into your account- no questions asked. See PayPal was never like Netteller and they dont regard a CC as real money (absolutely true BTW)- its fiat money. They dont trust it anymore. So I said put me the fuck back to my Personal account status and they said OK but we cant be switching people back and forth all the time so if you ever accept a CC payment again you are Premier again forever. PayPal sucks- plain and simple- but with Netteller gone its the only game in town.
When you log in to PayPal it should show you something like this:
<SCRIPT type=text/javascript><!--/* SiteCatalyst Variables */s.prop1="p/acc/index";s.prop6="9JH91482U7539371K";s.prop7="Personal";s.prop8="Verified";s.prop9="Unrestricted";s.prop10="US";s.prop34="PayPalCredit:Servicing:CO:NoTransactions";s.pageName="Account Overview";s.channel="Account Overview";s.prop50="en_US";s.prop18="";/************* DO NOT ALTER ANYTHING BELOW THIS LINE ! **************/var s_code=s.t();if(s_code)document.write(s_code)//--></SCRIPT><SCRIPT type=text/javascript><!--if(navigator.appVersion.indexOf('MSIE')>=0)document.write(unescape('%3C')+'\!-'+'-')//--></SCRIPT>
<TABLE class=accountBalanceBox cellSpacing=0 cellPadding=4 width="100%" align=center border=0><THEAD><TR bgColor=#ccddee><TH colSpan=2>PayPal balance
view limits </TH></TR></THEAD><TBODY><TR bgColor=#f7f3f7><TH noWrap align=left>Currency</TH><TH align=middle>Balance</TH></TR><TR><TD align=left>U.S. Dollar:</TD><TD class=small align=middle>$127.60 USD</TD></TR></TBODY></TABLE>
<TABLE class=main cellSpacing=0 cellPadding=0 align=center border=0><TBODY><TR><TD class=heading width="100%">
My Account Overview
</TD><TD noWrap align=right>Last log in March 16, 2009 1:32 AM PDT</TD></TR><TR><TD colSpan=2>
</TD></TR><TR><TD colSpan=2><HR></TD></TR><TR><TD>
</TD></TR></TBODY></TABLE><TABLE cellSpacing=0 cellPadding=0 width="100%" align=left border=0><TBODY><TR><TD colSpan=3><TABLE cellSpacing=0 cellPadding=0 width="100%" align=left border=0><TBODY></TBODY></TABLE></TD></TR><TR><TD colSpan=3>
<TABLE cellSpacing=0 cellPadding=0 width="100%" align=left border=0><TBODY><TR><TD><TABLE cellSpacing=0 cellPadding=0 width="100%" align=left border=0><TBODY><TR><TD><TABLE class=accountBalanceBox cellSpacing=0 cellPadding=4 width="100%" align=center border=0><THEAD><TR bgColor=#ccddee><TH colSpan=2>PayPal balance
view limits </TH></TR></THEAD><TBODY><TR bgColor=#f7f3f7><TH noWrap align=left></TH></TR></TBODY></TABLE>The point is if it looks like this:
<TABLE class=accountBalanceBox cellSpacing=0 cellPadding=4 width="100%" align=center border=0><THEAD><TR bgColor=#ccddee><TH colSpan=2>PayPal balance
view limits </TH></TR></THEAD><TBODY><TR bgColor=#f7f3f7><TH noWrap align=left>Currency</TH><TH align=middle>Balance</TH></TR><TR><TD align=left>U.S. Dollar:</TD><TD class=small align=middle>$000.00 USD</TD></TR></TBODY></TABLE>
</TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
</TD></TR></TBODY></TABLE>
Its no good for sending me money even though PayPal says youve made a payment.
Make sure it looks like the first example with actual funds in your account and then send it. I should get it with no problems. I already had the same problem with sweet Lou and had to Deny his CC payment. Now Im waiting for him to get funds into his account too.
Good luck - I hope this helps you understand this moronic PayPal policy and what to do.@)