Well, when I was in school, I figured I was wasting my time. I thought, what a waste, I could be making money. So what did I do, I gave up before my 2nd year was even finished (though I had good grades) and got a job.
I said Id go back to school someday, but now Im 35 and I dont see it happening. I learned to program on the job, and while I can normally program circles around most bachelors and masters, I couldnt hope to get a job at a real company, because nobody would even call me in with my limited resume. In fact, all of the jobs I left, I left on my own, and my work was well liked, however I wouldnt be able to get an interview with any of them without making a phone call to one of the primaries. Combine no degree with being self employed for the past 7 years (no recent references), and Im screwed. My only hopes are to make it by myself.
If I had it to do over again, Id have a degree or two, and once I got into an interview, Id be very confident to land a good six figure job.
-lab