Barman let me spell it out, Prez BO says everyone goes to college for free. Opps we can't afford that he says to himself ....everyone goes to college for free EXCEPT those people making more than $XYZ. Sound familiar? Also, its your debt. Ever heard of taxes. Yep you and I are going to have our taxes raised to pay for Medicare-Medicaid, Social Security, 'free college', govt health care, etc. So you are in debt, its just you are going to pay for shit you didn't buy. Baby boomers are coming due, govt run health care is coming down the pipe....yep you may only owe $10,000 that you can actually see at the current time, but our asses are in debt up to our eye balls.