I got a small payoff via check. The ATM deposit wouldn't accept it. The teller was able to get it in the system after two attempts. It is deposited but hasn't cleared. I then went back and searched the issue here and saw one case where the funds were eventually withdrawn from the RXer's account. Should I be concerned? They want you to use crypto currency and I am too old-school to get involved in that. I don't know how books can take credit card deposits but can't just redistribute funds that way. I live in Wisconsin, where there is no legal outs, so I can't open an account that way.