Plenty of incentive - most notably that the alternative for most of us is extended periods (or even a lifetime) of perpetual financial struggle.
More young Americans need to get smarter faster.
Oh that I was 22 again and knew what I know now.
SO instead, I try and teach it to my currently 20 and 22 year old kids.
1) DO NOT HAVE CHILDREN until at least age 30
2) Pool your work efforts and begin investing ASAP, with a mortgage on something
3) DO NOT buy a vehicle that is newer than two years old
4) Move to a major population center where there are more opportunities to produce revenue and where there is usually more mass transit, thus helping to reduce the cost of #3 above.
5) Become bi-lingual NOW - with Spanish the most urgent and closely followed by Chinese and Japanese
6) Become as web and computer savvy as possible
7) Read and learn from the many people who are FAR more successful than your father (smile) and whose advice and counsel is easily available through books, tapes and often free cyber venues.
OR
Decide that the above is just old fashioned and quaint and declare your life ahead as doomed to mediocrity. And go ahead now and blame it on "the government" or "the big corporations" or even "Them". It's helpful to mental sanity to have a scapegoat determined in advance of your surrender.
what does that have to do with not trying to become wealthy and move yourself up in an environment that is hard to climb up in with government always getting in the way
the problem with today is the sam waltons, bill gates etc...days are pretty much over....because what has happened is through the years these companies have become so big and through all the lobbying and other crap they have government on their side and government and corporations have become a revolving door
those that have gained the wealth (well now alot is inheirted and didn't work for that wealth.....like the walton family like hillary was on the walmart board i believe at some point if she still isn't currently) are using their wealth to keep the playing field favoring them.....vs. giving the little guy a chance to move up the ladder and become the next sam walton, or bill gates, or henry ford, or....you get the picture....
capitalism isn't to blame for this though as many people seem to think....the problem is government favoring certain things and being in the pockets of vested interests and big corporations.......
you can "settle" for less, do the above things, and get by just fine.....
tiz has done all the above minus the bilingual part, major population center, and mortgage part.....
might get to the mortgage part in 2+ years after the fallout from all this tiz saw the housing bust coming many years ago....
also tiz rarely uses his car and walks everywhere in his current location.....and its not a major population center.....
the take home message from the above rambling is this......LOL
the small entrepenur which made this country what it is
is not favored or even close to a level playing field with the big boys in our currently economic and political environment
until that changes doom lies ahead IMO